Feedback Based Architecture for Reading Check Courtesy Amounts
Author(s)
Palacios, Rafael; Gupta, Amar; Wang, Patrick
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In recent years, a number of large-scale applications continue to rely heavily on the use of paper as the
dominant medium, either on intra-organization basis or on inter-organization basis, including paper
intensive applications in the check processing application. In many countries, the value of each check is
read by human eyes before the check is physically transported, in stages, from the point it was presented
to the location of the branch of the bank which issued the blank check to the concerned account holder.
Such process of manual reading of each check involves significant time and cost. In this research, a new
approach is introduced to read the numerical amount field on the check; also known as the courtesy
amount field. In the case of check processing, the segmentation of unconstrained strings into individual
digits is a challenging task because one needs to accommodate special cases involving: connected or
overlapping digits, broken digits, and digits physically connected to a piece of stroke that belongs to a
neighboring digit. The system described in this paper involves three stages: segmentation, normalization,
and the recognition of each character using a neural network classifier, with results better than many other
methods in the literaratur
Date issued
2004-12-10Series/Report no.
MIT Sloan School of Management Working Paper;4364-02
Keywords
Character recognition, bank check recognition, segmentation, courtesy amount, scanning, preprocessing, accuracy rate, post processing, feedback, architecture